Effective personal finance habits for long-term wealth

Effective personal finance habits for long-term wealth

Effective personal finance habits set the foundation for building wealth. Discover essential strategies to secure your financial future!
Personal finance tips for achieving financial independence in 2025

Personal finance tips for achieving financial independence in 2025

Personal finance tips for achieving financial independence in 2025 that can transform your financial journey.
Retirement savings advice: secure your future now

Retirement savings advice: secure your future now

Retirement savings advice is crucial for a stable future. Learn how to optimize your savings today for a worry-free tomorrow.
Debt management resources: take control of your finances

Debt management resources: take control of your finances

Debt management resources help you regain control and find peace of mind. Explore strategies and tips to manage your debt effectively.
Emergency savings strategies that everyone should know

Emergency savings strategies that everyone should know

Emergency savings strategies are vital for financial security. Learn how to build your savings effectively for unexpected situations.
Credit score improvement tips you need to know

Credit score improvement tips you need to know

Credit score improvement tips make a difference in financial health. Discover how simple steps can elevate your score today!
How New Tax Laws in 2025 Will Impact Your Finances - Cover Image

How New Tax Laws in 2025 Will Impact Your Finances

How will the new tax law affect your 2025 personal finances? The 2025 tax law introduces changes in income tax rates, deductions, and credits that can significantly alter individual tax liabilities and financial planning strategies. Navigating the complexities of tax laws can feel like a daunting task. With the recent changes set to take effect […]
Investing for Beginners: Build Your US Stock Portfolio - Cover Image

Investing for Beginners: Build Your US Stock Portfolio

Investing for Beginners: A Practical Guide to Building Your Personal Portfolio in the US Stock Market offers a clear roadmap for newcomers to navigate the world of investing, providing actionable steps to construct a diversified portfolio tailored to individual goals and risk tolerance, emphasizing long-term growth and financial security. Embarking on the journey of investing […]
Understanding Credit Scores: Improve Yours for Better Loan Rates - Cover Image

Understanding Credit Scores: Improve Yours for Better Loan Rates

Understanding credit scores is crucial for securing favorable personal loan rates; this article delves into the factors influencing your credit score and outlines actionable steps to improve it, ultimately unlocking better financial opportunities. Are you looking to secure a personal loan with the best possible interest rate? Understanding credit scores: How to improve yours and […]
Maximize Your Savings: A Step-by-Step Guide to Budgeting in 2025 - Cover Image

Maximize Your Savings: A Step-by-Step Guide to Budgeting in 2025

Maximize Your Savings: A Step-by-Step Guide to Personal Budgeting in 2025 offers actionable strategies for creating and maintaining a budget, ultimately leading to improved financial health and long-term savings success. Ready to take control of your finances and **maximize your savings: a step-by-step guide to personal budgeting in 2025**? This comprehensive guide will walk you […]
<!doctype html> <html lang="en-US"> <head> <link rel='preload' as='script' href='https://securepubads.g.doubleclick.net/tag/js/gpt.js' /> <!-- wrapper --> <!-- wrapper --> <meta charset="UTF-8" /> <title>Arquivo de Personal Finance - NEWS SMART FIT</title> <meta http-equiv="X-UA-Compatible" content="IE=Edge"> <meta name="viewport" content="width=device-width, initial-scale=1"> <!-- search console verification --> <!-- search console verification --> <link rel="icon" href="https://newssmartfit.com/wp-content/uploads/2025/06/cropped-116.png"> <link rel="preconnect" href="https://fonts.googleapis.com"> <link rel="preconnect" href="https://fonts.gstatic.com" crossorigin> <link href="https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&display=swap" rel="stylesheet"> <link rel="stylesheet" media="all" href="https://newssmartfit.com/wp-content/themes/ddmp-theme/css/bootstrap.min.css?ver=1753462816"> <link rel="stylesheet" href="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.css" /> <!-- jQuery (necessário para Bootstrap 4 ou inferior) --> <script src="https://code.jquery.com/jquery-3.6.0.min.js"></script> <!-- Bootstrap JS (versão compatível com seu CSS atual) --> <script src="https://cdn.jsdelivr.net/npm/[email protected]/dist/js/bootstrap.bundle.min.js"></script> <link rel="stylesheet" href="https://cdnjs.cloudflare.com/ajax/libs/font-awesome/5.15.4/css/all.min.css"> <meta name='robots' content='index, follow, max-image-preview:large, max-snippet:-1, max-video-preview:-1' /> <style>img:is([sizes="auto" i], [sizes^="auto," i]) { contain-intrinsic-size: 3000px 1500px }</style> <!-- This site is optimized with the Yoast SEO plugin v25.5 - https://yoast.com/wordpress/plugins/seo/ --> <link rel="canonical" href="https://newssmartfit.com/category/personal-finance/" /> <link rel="next" href="https://newssmartfit.com/category/personal-finance/page/2/" /> <meta property="og:locale" content="en_US" /> <meta property="og:type" content="article" /> <meta property="og:title" content="Arquivo de Personal Finance - NEWS SMART FIT" /> <meta property="og:url" content="https://newssmartfit.com/category/personal-finance/" /> <meta property="og:site_name" content="NEWS SMART FIT" /> <meta name="twitter:card" content="summary_large_image" /> <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"CollectionPage","@id":"https://newssmartfit.com/category/personal-finance/","url":"https://newssmartfit.com/category/personal-finance/","name":"Arquivo de Personal Finance - NEWS SMART FIT","isPartOf":{"@id":"https://newssmartfit.com/#website"},"primaryImageOfPage":{"@id":"https://newssmartfit.com/category/personal-finance/#primaryimage"},"image":{"@id":"https://newssmartfit.com/category/personal-finance/#primaryimage"},"thumbnailUrl":"https://newssmartfit.com/wp-content/uploads/2025/10/unnamed-file-12.jpg","breadcrumb":{"@id":"https://newssmartfit.com/category/personal-finance/#breadcrumb"},"inLanguage":"en-US"},{"@type":"ImageObject","inLanguage":"en-US","@id":"https://newssmartfit.com/category/personal-finance/#primaryimage","url":"https://newssmartfit.com/wp-content/uploads/2025/10/unnamed-file-12.jpg","contentUrl":"https://newssmartfit.com/wp-content/uploads/2025/10/unnamed-file-12.jpg","width":1024,"height":576,"caption":"Effective personal finance habits for long-term wealth"},{"@type":"BreadcrumbList","@id":"https://newssmartfit.com/category/personal-finance/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Início","item":"https://newssmartfit.com/"},{"@type":"ListItem","position":2,"name":"Personal Finance"}]},{"@type":"WebSite","@id":"https://newssmartfit.com/#website","url":"https://newssmartfit.com/","name":"NEWSSMARTFIT.COM @ DATA2","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://newssmartfit.com/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"}]}</script> <!-- / Yoast SEO plugin. --> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel="alternate" type="application/rss+xml" title="NEWS SMART FIT &raquo; Personal Finance Category Feed" href="https://newssmartfit.com/category/personal-finance/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/16.0.1\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/newssmartfit.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=6.8.3"}}; /*! This file is auto-generated */ !function(s,n){var o,i,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),a=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===a[t]})}function u(e,t){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);for(var n=e.getImageData(16,16,1,1),a=0;a<n.data.length;a++)if(0!==n.data[a])return!1;return!0}function f(e,t,n,a){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\udde8\ud83c\uddf6","\ud83c\udde8\u200b\ud83c\uddf6")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!a(e,"\ud83e\udedf")}return!1}function g(e,t,n,a){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):s.createElement("canvas"),o=r.getContext("2d",{willReadFrequently:!0}),i=(o.textBaseline="top",o.font="600 32px Arial",{});return e.forEach(function(e){i[e]=t(o,e,n,a)}),i}function t(e){var t=s.createElement("script");t.src=e,t.defer=!0,s.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",i=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){s.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+g.toString()+"("+[JSON.stringify(i),f.toString(),p.toString(),u.toString()].join(",")+"));",a=new Blob([e],{type:"text/javascript"}),r=new Worker(URL.createObjectURL(a),{name:"wpTestEmojiSupports"});return void(r.onmessage=function(e){c(n=e.data),r.terminate(),t(n)})}catch(e){}c(n=g(i,f,p,u))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <link rel='stylesheet' id='google-font-css' href='https://fonts.googleapis.com/css2?family=PT+Sans:wght@400;700&#038;display=swap' type='text/css' media='all' /> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://newssmartfit.com/wp-includes/css/dist/block-library/style.min.css?ver=6.8.3' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> :root{--wp--preset--aspect-ratio--square: 1;--wp--preset--aspect-ratio--4-3: 4/3;--wp--preset--aspect-ratio--3-4: 3/4;--wp--preset--aspect-ratio--3-2: 3/2;--wp--preset--aspect-ratio--2-3: 2/3;--wp--preset--aspect-ratio--16-9: 16/9;--wp--preset--aspect-ratio--9-16: 9/16;--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flex{display: flex;}.is-layout-flex{flex-wrap: wrap;align-items: center;}.is-layout-flex > :is(*, div){margin: 0;}body .is-layout-grid{display: grid;}.is-layout-grid > :is(*, div){margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} :root :where(.wp-block-pullquote){font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='ddmp-author-box-styles-css' href='https://newssmartfit.com/wp-content/themes/ddmp-theme/css/author-box.css?ver=1751329602' type='text/css' media='all' /> <link rel='stylesheet' id='styles-css' href='https://newssmartfit.com/wp-content/themes/ddmp-theme/style.css?ver=1753462816' type='text/css' media='all' /> <style id='styles-inline-css' type='text/css'> :root { --font-family: 'PT Sans'; } </style> <link rel='stylesheet' id='font-override-css' href='https://newssmartfit.com/wp-content/themes/ddmp-theme/css/font-override.css?ver=1753462816' type='text/css' media='all' /> <link rel='stylesheet' id='header-styles-css' href='https://newssmartfit.com/wp-content/themes/ddmp-theme/css/header-styles.css?ver=1753462816' type='text/css' media='all' /> <script type="text/javascript" id="cookie-law-info-js-extra"> /* <![CDATA[ */ var _ckyConfig = {"_ipData":[],"_assetsURL":"https:\/\/newssmartfit.com\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/","_publicURL":"https:\/\/newssmartfit.com","_expiry":"365","_categories":[{"name":"Necessary","slug":"necessary","isNecessary":true,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":true,"ccpa":true}},{"name":"Functional","slug":"functional","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Analytics","slug":"analytics","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Performance","slug":"performance","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}},{"name":"Advertisement","slug":"advertisement","isNecessary":false,"ccpaDoNotSell":true,"cookies":[],"active":true,"defaultConsent":{"gdpr":false,"ccpa":false}}],"_activeLaw":"gdpr","_rootDomain":"","_block":"1","_showBanner":"1","_bannerConfig":{"settings":{"type":"box","preferenceCenterType":"popup","position":"bottom-left","applicableLaw":"gdpr"},"behaviours":{"reloadBannerOnAccept":false,"loadAnalyticsByDefault":false,"animations":{"onLoad":"animate","onHide":"sticky"}},"config":{"revisitConsent":{"status":true,"tag":"revisit-consent","position":"bottom-left","meta":{"url":"#"},"styles":{"background-color":"#0056A7"},"elements":{"title":{"type":"text","tag":"revisit-consent-title","status":true,"styles":{"color":"#0056a7"}}}},"preferenceCenter":{"toggle":{"status":true,"tag":"detail-category-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"categoryPreview":{"status":false,"toggle":{"status":true,"tag":"detail-category-preview-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863DC"}},"inactive":{"styles":{"background-color":"#D0D5D2"}}}}},"videoPlaceholder":{"status":true,"styles":{"background-color":"#000000","border-color":"#000000","color":"#ffffff"}},"readMore":{"status":false,"tag":"readmore-button","type":"link","meta":{"noFollow":true,"newTab":true},"styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},"auditTable":{"status":true},"optOption":{"status":true,"toggle":{"status":true,"tag":"optout-option-toggle","type":"toggle","states":{"active":{"styles":{"background-color":"#1863dc"}},"inactive":{"styles":{"background-color":"#FFFFFF"}}}}}}},"_version":"3.3.1","_logConsent":"1","_tags":[{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"reject-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"settings-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"#1863DC"}},{"tag":"readmore-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"donotsell-button","styles":{"color":"#1863DC","background-color":"transparent","border-color":"transparent"}},{"tag":"accept-button","styles":{"color":"#FFFFFF","background-color":"#1863DC","border-color":"#1863DC"}},{"tag":"revisit-consent","styles":{"background-color":"#0056A7"}}],"_shortCodes":[{"key":"cky_readmore","content":"<a href=\"#\" class=\"cky-policy\" aria-label=\"Cookie Policy\" target=\"_blank\" rel=\"noopener\" data-cky-tag=\"readmore-button\">Cookie Policy<\/a>","tag":"readmore-button","status":false,"attributes":{"rel":"nofollow","target":"_blank"}},{"key":"cky_show_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"show-desc-button\" aria-label=\"Show more\">Show more<\/button>","tag":"show-desc-button","status":true,"attributes":[]},{"key":"cky_hide_desc","content":"<button class=\"cky-show-desc-btn\" data-cky-tag=\"hide-desc-button\" aria-label=\"Show less\">Show less<\/button>","tag":"hide-desc-button","status":true,"attributes":[]},{"key":"cky_category_toggle_label","content":"[cky_{{status}}_category_label] [cky_preference_{{category_slug}}_title]","tag":"","status":true,"attributes":[]},{"key":"cky_enable_category_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_category_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_video_placeholder","content":"<div class=\"video-placeholder-normal\" data-cky-tag=\"video-placeholder\" id=\"[UNIQUEID]\"><p class=\"video-placeholder-text-normal\" data-cky-tag=\"placeholder-title\">Please accept cookies to access this content<\/p><\/div>","tag":"","status":true,"attributes":[]},{"key":"cky_enable_optout_label","content":"Enable","tag":"","status":true,"attributes":[]},{"key":"cky_disable_optout_label","content":"Disable","tag":"","status":true,"attributes":[]},{"key":"cky_optout_toggle_label","content":"[cky_{{status}}_optout_label] [cky_optout_option_title]","tag":"","status":true,"attributes":[]},{"key":"cky_optout_option_title","content":"Do Not Sell or Share My Personal Information","tag":"","status":true,"attributes":[]},{"key":"cky_optout_close_label","content":"Close","tag":"","status":true,"attributes":[]},{"key":"cky_preference_close_label","content":"Close","tag":"","status":true,"attributes":[]}],"_rtl":"","_language":"en","_providersToBlock":[]}; var _ckyStyles = {"css":".cky-overlay{background: #000000; opacity: 0.4; position: fixed; top: 0; left: 0; width: 100%; height: 100%; z-index: 99999999;}.cky-hide{display: none;}.cky-btn-revisit-wrapper{display: flex; align-items: center; justify-content: center; background: #0056a7; width: 45px; height: 45px; border-radius: 50%; position: fixed; z-index: 999999; cursor: pointer;}.cky-revisit-bottom-left{bottom: 15px; left: 15px;}.cky-revisit-bottom-right{bottom: 15px; right: 15px;}.cky-btn-revisit-wrapper .cky-btn-revisit{display: flex; align-items: center; justify-content: center; background: none; border: none; cursor: pointer; position: relative; margin: 0; padding: 0;}.cky-btn-revisit-wrapper .cky-btn-revisit img{max-width: fit-content; margin: 0; height: 30px; width: 30px;}.cky-revisit-bottom-left:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; left: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-left:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; left: calc(100% + 2px); border-left-width: 0; border-right-color: #4e4b66;}.cky-revisit-bottom-right:hover::before{content: attr(data-tooltip); position: absolute; background: #4e4b66; color: #ffffff; right: calc(100% + 7px); font-size: 12px; line-height: 16px; width: max-content; padding: 4px 8px; border-radius: 4px;}.cky-revisit-bottom-right:hover::after{position: absolute; content: \"\"; border: 5px solid transparent; right: calc(100% + 2px); border-right-width: 0; border-left-color: #4e4b66;}.cky-revisit-hide{display: none;}.cky-consent-container{position: fixed; width: 440px; box-sizing: border-box; z-index: 9999999; border-radius: 6px;}.cky-consent-container .cky-consent-bar{background: #ffffff; border: 1px solid; padding: 20px 26px; box-shadow: 0 -1px 10px 0 #acabab4d; border-radius: 6px;}.cky-box-bottom-left{bottom: 40px; left: 40px;}.cky-box-bottom-right{bottom: 40px; right: 40px;}.cky-box-top-left{top: 40px; left: 40px;}.cky-box-top-right{top: 40px; right: 40px;}.cky-custom-brand-logo-wrapper .cky-custom-brand-logo{width: 100px; height: auto; margin: 0 0 12px 0;}.cky-notice .cky-title{color: #212121; font-weight: 700; font-size: 18px; line-height: 24px; margin: 0 0 12px 0;}.cky-notice-des *,.cky-preference-content-wrapper *,.cky-accordion-header-des *,.cky-gpc-wrapper .cky-gpc-desc *{font-size: 14px;}.cky-notice-des{color: #212121; font-size: 14px; line-height: 24px; font-weight: 400;}.cky-notice-des img{height: 25px; width: 25px;}.cky-consent-bar .cky-notice-des p,.cky-gpc-wrapper .cky-gpc-desc p,.cky-preference-body-wrapper .cky-preference-content-wrapper p,.cky-accordion-header-wrapper .cky-accordion-header-des p,.cky-cookie-des-table li div:last-child p{color: inherit; margin-top: 0; overflow-wrap: break-word;}.cky-notice-des P:last-child,.cky-preference-content-wrapper p:last-child,.cky-cookie-des-table li div:last-child p:last-child,.cky-gpc-wrapper .cky-gpc-desc p:last-child{margin-bottom: 0;}.cky-notice-des a.cky-policy,.cky-notice-des button.cky-policy{font-size: 14px; color: #1863dc; white-space: nowrap; cursor: pointer; background: transparent; border: 1px solid; text-decoration: underline;}.cky-notice-des button.cky-policy{padding: 0;}.cky-notice-des a.cky-policy:focus-visible,.cky-notice-des button.cky-policy:focus-visible,.cky-preference-content-wrapper .cky-show-desc-btn:focus-visible,.cky-accordion-header .cky-accordion-btn:focus-visible,.cky-preference-header .cky-btn-close:focus-visible,.cky-switch input[type=\"checkbox\"]:focus-visible,.cky-footer-wrapper a:focus-visible,.cky-btn:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}.cky-btn:focus:not(:focus-visible),.cky-accordion-header .cky-accordion-btn:focus:not(:focus-visible),.cky-preference-content-wrapper .cky-show-desc-btn:focus:not(:focus-visible),.cky-btn-revisit-wrapper .cky-btn-revisit:focus:not(:focus-visible),.cky-preference-header .cky-btn-close:focus:not(:focus-visible),.cky-consent-bar .cky-banner-btn-close:focus:not(:focus-visible){outline: 0;}button.cky-show-desc-btn:not(:hover):not(:active){color: #1863dc; background: transparent;}button.cky-accordion-btn:not(:hover):not(:active),button.cky-banner-btn-close:not(:hover):not(:active),button.cky-btn-revisit:not(:hover):not(:active),button.cky-btn-close:not(:hover):not(:active){background: transparent;}.cky-consent-bar button:hover,.cky-modal.cky-modal-open button:hover,.cky-consent-bar button:focus,.cky-modal.cky-modal-open button:focus{text-decoration: none;}.cky-notice-btn-wrapper{display: flex; justify-content: flex-start; align-items: center; flex-wrap: wrap; margin-top: 16px;}.cky-notice-btn-wrapper .cky-btn{text-shadow: none; box-shadow: none;}.cky-btn{flex: auto; max-width: 100%; font-size: 14px; font-family: inherit; line-height: 24px; padding: 8px; font-weight: 500; margin: 0 8px 0 0; border-radius: 2px; cursor: pointer; text-align: center; text-transform: none; min-height: 0;}.cky-btn:hover{opacity: 0.8;}.cky-btn-customize{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-reject{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-btn-accept{background: #1863dc; color: #ffffff; border: 2px solid #1863dc;}.cky-btn:last-child{margin-right: 0;}@media (max-width: 576px){.cky-box-bottom-left{bottom: 0; left: 0;}.cky-box-bottom-right{bottom: 0; right: 0;}.cky-box-top-left{top: 0; left: 0;}.cky-box-top-right{top: 0; right: 0;}}@media (max-width: 440px){.cky-box-bottom-left, .cky-box-bottom-right, .cky-box-top-left, .cky-box-top-right{width: 100%; max-width: 100%;}.cky-consent-container .cky-consent-bar{padding: 20px 0;}.cky-custom-brand-logo-wrapper, .cky-notice .cky-title, .cky-notice-des, .cky-notice-btn-wrapper{padding: 0 24px;}.cky-notice-des{max-height: 40vh; overflow-y: scroll;}.cky-notice-btn-wrapper{flex-direction: column; margin-top: 0;}.cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-notice-btn-wrapper .cky-btn-customize{order: 2;}.cky-notice-btn-wrapper .cky-btn-reject{order: 3;}.cky-notice-btn-wrapper .cky-btn-accept{order: 1; margin-top: 16px;}}@media (max-width: 352px){.cky-notice .cky-title{font-size: 16px;}.cky-notice-des *{font-size: 12px;}.cky-notice-des, .cky-btn{font-size: 12px;}}.cky-modal.cky-modal-open{display: flex; visibility: visible; -webkit-transform: translate(-50%, -50%); -moz-transform: translate(-50%, -50%); -ms-transform: translate(-50%, -50%); -o-transform: translate(-50%, -50%); transform: translate(-50%, -50%); top: 50%; left: 50%; transition: all 1s ease;}.cky-modal{box-shadow: 0 32px 68px rgba(0, 0, 0, 0.3); margin: 0 auto; position: fixed; max-width: 100%; background: #ffffff; top: 50%; box-sizing: border-box; border-radius: 6px; z-index: 999999999; color: #212121; -webkit-transform: translate(-50%, 100%); -moz-transform: translate(-50%, 100%); -ms-transform: translate(-50%, 100%); -o-transform: translate(-50%, 100%); transform: translate(-50%, 100%); visibility: hidden; transition: all 0s ease;}.cky-preference-center{max-height: 79vh; overflow: hidden; width: 845px; overflow: hidden; flex: 1 1 0; display: flex; flex-direction: column; border-radius: 6px;}.cky-preference-header{display: flex; align-items: center; justify-content: space-between; padding: 22px 24px; border-bottom: 1px solid;}.cky-preference-header .cky-preference-title{font-size: 18px; font-weight: 700; line-height: 24px;}.cky-preference-header .cky-btn-close{margin: 0; cursor: pointer; vertical-align: middle; padding: 0; background: none; border: none; width: auto; height: auto; min-height: 0; line-height: 0; text-shadow: none; box-shadow: none;}.cky-preference-header .cky-btn-close img{margin: 0; height: 10px; width: 10px;}.cky-preference-body-wrapper{padding: 0 24px; flex: 1; overflow: auto; box-sizing: border-box;}.cky-preference-content-wrapper,.cky-gpc-wrapper .cky-gpc-desc{font-size: 14px; line-height: 24px; font-weight: 400; padding: 12px 0;}.cky-preference-content-wrapper{border-bottom: 1px solid;}.cky-preference-content-wrapper img{height: 25px; width: 25px;}.cky-preference-content-wrapper .cky-show-desc-btn{font-size: 14px; font-family: inherit; color: #1863dc; text-decoration: none; line-height: 24px; padding: 0; margin: 0; white-space: nowrap; cursor: pointer; background: transparent; border-color: transparent; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-wrapper{margin-bottom: 10px;}.cky-accordion{border-bottom: 1px solid;}.cky-accordion:last-child{border-bottom: none;}.cky-accordion .cky-accordion-item{display: flex; margin-top: 10px;}.cky-accordion .cky-accordion-body{display: none;}.cky-accordion.cky-accordion-active .cky-accordion-body{display: block; padding: 0 22px; margin-bottom: 16px;}.cky-accordion-header-wrapper{cursor: pointer; width: 100%;}.cky-accordion-item .cky-accordion-header{display: flex; justify-content: space-between; align-items: center;}.cky-accordion-header .cky-accordion-btn{font-size: 16px; font-family: inherit; color: #212121; line-height: 24px; background: none; border: none; font-weight: 700; padding: 0; margin: 0; cursor: pointer; text-transform: none; min-height: 0; text-shadow: none; box-shadow: none;}.cky-accordion-header .cky-always-active{color: #008000; font-weight: 600; line-height: 24px; font-size: 14px;}.cky-accordion-header-des{font-size: 14px; line-height: 24px; margin: 10px 0 16px 0;}.cky-accordion-chevron{margin-right: 22px; position: relative; cursor: pointer;}.cky-accordion-chevron-hide{display: none;}.cky-accordion .cky-accordion-chevron i::before{content: \"\"; position: absolute; border-right: 1.4px solid; border-bottom: 1.4px solid; border-color: inherit; height: 6px; width: 6px; -webkit-transform: rotate(-45deg); -moz-transform: rotate(-45deg); -ms-transform: rotate(-45deg); -o-transform: rotate(-45deg); transform: rotate(-45deg); transition: all 0.2s ease-in-out; top: 8px;}.cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(45deg); -moz-transform: rotate(45deg); -ms-transform: rotate(45deg); -o-transform: rotate(45deg); transform: rotate(45deg);}.cky-audit-table{background: #f4f4f4; border-radius: 6px;}.cky-audit-table .cky-empty-cookies-text{color: inherit; font-size: 12px; line-height: 24px; margin: 0; padding: 10px;}.cky-audit-table .cky-cookie-des-table{font-size: 12px; line-height: 24px; font-weight: normal; padding: 15px 10px; border-bottom: 1px solid; border-bottom-color: inherit; margin: 0;}.cky-audit-table .cky-cookie-des-table:last-child{border-bottom: none;}.cky-audit-table .cky-cookie-des-table li{list-style-type: none; display: flex; padding: 3px 0;}.cky-audit-table .cky-cookie-des-table li:first-child{padding-top: 0;}.cky-cookie-des-table li div:first-child{width: 100px; font-weight: 600; word-break: break-word; word-wrap: break-word;}.cky-cookie-des-table li div:last-child{flex: 1; word-break: break-word; word-wrap: break-word; margin-left: 8px;}.cky-footer-shadow{display: block; width: 100%; height: 40px; background: linear-gradient(180deg, rgba(255, 255, 255, 0) 0%, #ffffff 100%); position: absolute; bottom: calc(100% - 1px);}.cky-footer-wrapper{position: relative;}.cky-prefrence-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px; border-top: 1px solid;}.cky-prefrence-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-btn-preferences{color: #1863dc; background: transparent; border: 2px solid #1863dc;}.cky-preference-header,.cky-preference-body-wrapper,.cky-preference-content-wrapper,.cky-accordion-wrapper,.cky-accordion,.cky-accordion-wrapper,.cky-footer-wrapper,.cky-prefrence-btn-wrapper{border-color: inherit;}@media (max-width: 845px){.cky-modal{max-width: calc(100% - 16px);}}@media (max-width: 576px){.cky-modal{max-width: 100%;}.cky-preference-center{max-height: 100vh;}.cky-prefrence-btn-wrapper{flex-direction: column;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding-right: 0;}.cky-prefrence-btn-wrapper .cky-btn{width: 100%; margin: 10px 0 0 0;}.cky-prefrence-btn-wrapper .cky-btn-reject{order: 3;}.cky-prefrence-btn-wrapper .cky-btn-accept{order: 1; margin-top: 0;}.cky-prefrence-btn-wrapper .cky-btn-preferences{order: 2;}}@media (max-width: 425px){.cky-accordion-chevron{margin-right: 15px;}.cky-notice-btn-wrapper{margin-top: 0;}.cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px;}}@media (max-width: 352px){.cky-preference-header .cky-preference-title{font-size: 16px;}.cky-preference-header{padding: 16px 24px;}.cky-preference-content-wrapper *, .cky-accordion-header-des *{font-size: 12px;}.cky-preference-content-wrapper, .cky-preference-content-wrapper .cky-show-more, .cky-accordion-header .cky-always-active, .cky-accordion-header-des, .cky-preference-content-wrapper .cky-show-desc-btn, .cky-notice-des a.cky-policy{font-size: 12px;}.cky-accordion-header .cky-accordion-btn{font-size: 14px;}}.cky-switch{display: flex;}.cky-switch input[type=\"checkbox\"]{position: relative; width: 44px; height: 24px; margin: 0; background: #d0d5d2; -webkit-appearance: none; border-radius: 50px; cursor: pointer; outline: 0; border: none; top: 0;}.cky-switch input[type=\"checkbox\"]:checked{background: #1863dc;}.cky-switch input[type=\"checkbox\"]:before{position: absolute; content: \"\"; height: 20px; width: 20px; left: 2px; bottom: 2px; border-radius: 50%; background-color: white; -webkit-transition: 0.4s; transition: 0.4s; margin: 0;}.cky-switch input[type=\"checkbox\"]:after{display: none;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(20px); -ms-transform: translateX(20px); transform: translateX(20px);}@media (max-width: 425px){.cky-switch input[type=\"checkbox\"]{width: 38px; height: 21px;}.cky-switch input[type=\"checkbox\"]:before{height: 17px; width: 17px;}.cky-switch input[type=\"checkbox\"]:checked:before{-webkit-transform: translateX(17px); -ms-transform: translateX(17px); transform: translateX(17px);}}.cky-consent-bar .cky-banner-btn-close{position: absolute; right: 9px; top: 5px; background: none; border: none; cursor: pointer; padding: 0; margin: 0; min-height: 0; line-height: 0; height: auto; width: auto; text-shadow: none; box-shadow: none;}.cky-consent-bar .cky-banner-btn-close img{height: 9px; width: 9px; margin: 0;}.cky-notice-group{font-size: 14px; line-height: 24px; font-weight: 400; color: #212121;}.cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 14px; line-height: 24px; padding: 6px 0; margin: 0; font-weight: 500; background: none; border-radius: 2px; border: none; cursor: pointer; text-align: left; color: #1863dc; background: transparent; border-color: transparent; box-shadow: none; text-shadow: none;}.cky-consent-bar .cky-banner-btn-close:focus-visible,.cky-notice-btn-wrapper .cky-btn-do-not-sell:focus-visible,.cky-opt-out-btn-wrapper .cky-btn:focus-visible,.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:focus-visible{outline: 2px solid #1863dc; outline-offset: 2px;}@media (max-width: 440px){.cky-consent-container{width: 100%;}}@media (max-width: 352px){.cky-notice-des a.cky-policy, .cky-notice-btn-wrapper .cky-btn-do-not-sell{font-size: 12px;}}.cky-opt-out-wrapper{padding: 12px 0;}.cky-opt-out-wrapper .cky-opt-out-checkbox-wrapper{display: flex; align-items: center;}.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 16px; font-weight: 700; line-height: 24px; margin: 0 0 0 12px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{background-color: #ffffff; border: 1px solid black; width: 20px; height: 18.5px; margin: 0; -webkit-appearance: none; position: relative; display: flex; align-items: center; justify-content: center; border-radius: 2px; cursor: pointer;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked{background-color: #1863dc; border: none;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 6px; bottom: 4px; width: 7px; height: 13px; border: solid #ffffff; border-width: 0 3px 3px 0; border-radius: 2px; -webkit-transform: rotate(45deg); -ms-transform: rotate(45deg); transform: rotate(45deg); content: \"\"; position: absolute; box-sizing: border-box;}.cky-opt-out-checkbox-wrapper.cky-disabled .cky-opt-out-checkbox-label,.cky-opt-out-checkbox-wrapper.cky-disabled input[type=\"checkbox\"].cky-opt-out-checkbox{cursor: no-drop;}.cky-gpc-wrapper{margin: 0 0 0 32px;}.cky-footer-wrapper .cky-opt-out-btn-wrapper{display: flex; flex-wrap: wrap; align-items: center; justify-content: center; padding: 22px 24px;}.cky-opt-out-btn-wrapper .cky-btn{flex: auto; max-width: 100%; text-shadow: none; box-shadow: none;}.cky-opt-out-btn-wrapper .cky-btn-cancel{border: 1px solid #dedfe0; background: transparent; color: #858585;}.cky-opt-out-btn-wrapper .cky-btn-confirm{background: #1863dc; color: #ffffff; border: 1px solid #1863dc;}@media (max-width: 352px){.cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{font-size: 14px;}.cky-gpc-wrapper .cky-gpc-desc, .cky-gpc-wrapper .cky-gpc-desc *{font-size: 12px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox{width: 16px; height: 16px;}.cky-opt-out-checkbox-wrapper input[type=\"checkbox\"].cky-opt-out-checkbox:checked::after{left: 5px; bottom: 4px; width: 3px; height: 9px;}.cky-gpc-wrapper{margin: 0 0 0 28px;}}.video-placeholder-youtube{background-size: 100% 100%; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: center; justify-content: center; max-width: 100%;}.video-placeholder-text-youtube{text-align: center; align-items: center; padding: 10px 16px; background-color: #000000cc; color: #ffffff; border: 1px solid; border-radius: 2px; cursor: pointer;}.video-placeholder-normal{background-image: url(\"\/wp-content\/plugins\/cookie-law-info\/lite\/frontend\/images\/placeholder.svg\"); background-size: 80px; background-position: center; background-repeat: no-repeat; background-color: #b2b0b059; position: relative; display: flex; align-items: flex-end; justify-content: center; max-width: 100%;}.video-placeholder-text-normal{align-items: center; padding: 10px 16px; text-align: center; border: 1px solid; border-radius: 2px; cursor: pointer;}.cky-rtl{direction: rtl; text-align: right;}.cky-rtl .cky-banner-btn-close{left: 9px; right: auto;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 8px;}.cky-rtl .cky-notice-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-notice-btn-wrapper{margin-left: 0; margin-right: 15px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 8px;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-accordion .cky-accordion-chevron i::before{border: none; border-left: 1.4px solid; border-top: 1.4px solid; left: 12px;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-chevron i::before{-webkit-transform: rotate(-135deg); -moz-transform: rotate(-135deg); -ms-transform: rotate(-135deg); -o-transform: rotate(-135deg); transform: rotate(-135deg);}@media (max-width: 768px){.cky-rtl .cky-notice-btn-wrapper{margin-right: 0;}}@media (max-width: 576px){.cky-rtl .cky-notice-btn-wrapper .cky-btn:last-child{margin-right: 0;}.cky-rtl .cky-prefrence-btn-wrapper .cky-btn{margin-right: 0;}.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 22px 0 0;}}@media (max-width: 425px){.cky-rtl .cky-accordion.cky-accordion-active .cky-accordion-body{padding: 0 15px 0 0;}}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn{margin-right: 12px;}.cky-rtl .cky-opt-out-btn-wrapper .cky-btn:first-child{margin-right: 0;}.cky-rtl .cky-opt-out-checkbox-wrapper .cky-opt-out-checkbox-label{margin: 0 12px 0 0;}"}; /* ]]> */ </script> <script type="text/javascript" src="https://newssmartfit.com/wp-content/plugins/cookie-law-info/lite/frontend/js/script.min.js?ver=3.3.1" id="cookie-law-info-js"></script> <script type="text/javascript" src="https://newssmartfit.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://newssmartfit.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <link rel="https://api.w.org/" href="https://newssmartfit.com/wp-json/" /><link rel="alternate" title="JSON" type="application/json" href="https://newssmartfit.com/wp-json/wp/v2/categories/12" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://newssmartfit.com/xmlrpc.php?rsd" /> <meta name="generator" content="WordPress 6.8.3" /> <style id="cky-style-inline">[data-cky-tag]{visibility:hidden;}</style><style> /* MOBILE - até 767px */ @media (max-width: 767px) { .swiper-benefits-pagination .swiper-pagination-bullet { background-color: #ffffff !important; opacity: 0.5; } .swiper-benefits-pagination .swiper-pagination-bullet-active { background-color: #ffffff !important; opacity: 1; } .footer-custom .footer-columns { display: flex; flex-direction: column; align-items: center; } .footer-custom .footer-logo-col { text-align: center; margin-bottom: 30px; } .footer-custom .footer-logo-col img { margin: 0 auto 15px; } .footer-custom .footer-logo-text { font-size: 14px; margin-bottom: 30px; } .footer-custom .footer-columns-group { display: flex; justify-content: center; flex-wrap: wrap; gap: 10px; margin-bottom: 30px; width: 100%; padding: 0 12px; } .footer-custom .footer-columns-group .footer-col { min-width: 140px; max-width: 180px; text-align: center; flex: 1 1 45%; } .footer-custom .footer-col.transparency { width: 100%; max-width: 500px; text-align: center; } .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } } /* DESKTOP */ @media (min-width: 768px) { .footer-custom h4 { font-weight: bold; font-size: 18px; margin-bottom: 10px; text-align: left; } .footer-custom .footer-logo-text { margin-top: 10px; max-width: 320px; margin-left: auto; margin-right: auto; font-size: 14px; text-align: center; } .footer-custom .footer-menu { list-style: none; padding: 0; margin: 0; } .footer-custom .footer-menu li a { display: block; color: inherit; text-decoration: none; margin-bottom: 6px; } .footer-custom .footer-menu li a:hover { text-decoration: underline; } .footer-custom .footer-columns { display: flex; justify-content: space-between; align-items: flex-start; gap: 20px; padding: 60px 0; flex-wrap: wrap; } .footer-custom .footer-logo-col { flex: 1 1 25%; } .footer-custom .footer-columns-group { display: flex; flex: 1 1 25%; justify-content: space-between; gap: 60px; } .footer-custom .footer-columns-group .footer-col { flex: 1; text-align: left; } .footer-custom .footer-col.transparency { flex: 1 1 25%; text-align: left; } } .home-posts-pagination-wrapper { text-align: center; margin-top: 30px; MARGIN: 0 AUTO; font-size: 17px; } .home-posts-pagination-wrapper .pagination { display: inline-flex; gap: 8px; } .home-posts-pagination-wrapper .page-numbers { display: inline-flex; align-items: center; justify-content: center; padding: 10px 16px; border: 1px solid #eee; border-radius: 8px; font-weight: 600; color: #111; text-decoration: none; transition: all 0.2s ease; } .home-posts-pagination-wrapper .page-numbers:hover { background-color: #f3f3f3; } .home-posts-pagination-wrapper .page-numbers.current { background-color: #f9f9f9; border: 2px solid #ccc; } .home-posts-title { color: #1a237e !important; } .home-posts-tag { color: #3949ab !important; } .institutional-home h2 { color: #1a237e !important; } .institutional-home p { color: #333333 !important; } .benefit-card { background-color: #ffffff !important; border-radius: 15px; padding: 20px; height: 100%; transition: transform 0.3s ease, box-shadow 0.3s ease; } .benefit-card:hover { transform: scale(1.03); box-shadow: 0 8px 24px rgba(0,0,0,0.12); } .benefit-card .card-title { color: #1a237e !important; font-weight: bold; display: flex; align-items: center; gap: 0px; margin-bottom: 5px; font-size: 18px; } .benefit-card .card-text { color: #333333 !important; font-size: 14px; } .benefits-block .benefits-title { color: #ffffff; font-size: 22px; text-align: center; margin-bottom: 40px; } .benefits-block .benefits-title strong { color: #c5cae9; } .header { background-color: #1a237e !important; } a.nav-link span { color: #ffffff !important; transition: color 0.3s ease; } a.nav-link:hover span { color: #7986cb !important; } .search-toggle { color: #ffffff !important; } .search-toggle:hover { color: #7986cb !important; } .fas.fa-search { color: #ffffff !important; } .search-toggle:hover .fas.fa-search { color: #7986cb !important; } .hero-home h1 { color: #1a237e !important; } .hero-home h1 b { color: #3949ab !important; } .hero-home p.lead { color: #333333 !important; } </style><style> .footer-custom { background-color: #1a237e !important; color: #ffffff !important; } .footer-custom a { color: #ffffff !important; } </style><style type="text/css">.broken_link, a.broken_link { text-decoration: line-through; }</style><link rel="icon" href="https://newssmartfit.com/wp-content/uploads/2025/06/cropped-116-32x32.png" sizes="32x32" /> <link rel="icon" href="https://newssmartfit.com/wp-content/uploads/2025/06/cropped-116-192x192.png" sizes="192x192" /> <link rel="apple-touch-icon" href="https://newssmartfit.com/wp-content/uploads/2025/06/cropped-116-180x180.png" /> <meta name="msapplication-TileImage" content="https://newssmartfit.com/wp-content/uploads/2025/06/cropped-116-270x270.png" /> <style type="text/css" id="wp-custom-css"> .pp-author-boxes-meta { display: none !important; } .cta-robo-seo { background-color: #4CAF50; /* Cor verde padrão */ color: white!important; padding: 20px 30px; border: none; border-radius: 5px; text-align: center; text-decoration: none; display: inline-block; font-size: 25px; cursor: pointer; transition: background-color 0.3s ease, box-shadow 0.3s ease; } .cta-robo-seo:hover { background-color: #45a049; /* Cor verde mais escura no hover */ box-shadow: 0px 0px 10px rgba(0, 128, 0, 0.5); /* Sombra verde suave */ } /* esconder imagem de capa dentro da pagina do post*/ .card-preview.mt-8 { display: none; } /* corrigir espaçamento dos videos nos posts*/ iframe[src*="youtube.com"] { width: 100%; max-width: 100%; height: auto; aspect-ratio: 16 / 9; } </style> <!-- Google Tag Manager --> <!-- End Google Tag Manager --> <!-- Google tag (gtag.js) --> <!-- end Google tag (gtag.js) --> <style> :root { --header-bg-color: #1a237e; --menu-color: #ffffff; --menu-hover-color: #f0f0f0; } .header { background-color: #1a237e; } </style> </head> <body class="archive category category-personal-finance category-12 wp-theme-ddmp-theme"> <!-- Google Tag Manager (noscript) --> <!-- End Google Tag Manager (noscript) --> <div class="page"> <!-- BEGIN header --> <header class="header"> <div class="container"> <nav class="navbar navbar-expand-lg justify-content-between position-relative"> <div class="navbar-brand"> <a class="navbar-logo" href="https://newssmartfit.com"> <img class="navbar-pic" src="https://newssmartfit.com/wp-content/uploads/2025/06/news-smart-fit.png" width="160" alt="NEWS SMART FIT"> </a> </div> <div class="d-flex align-items-center"> <!-- Botão hamburguer --> <button class="navbar-toggler" type="button" data-toggle="collapse" data-target="#navbarDropdown" aria-controls="navbarDropdown" aria-expanded="false" aria-label="Toggle navigation"> <span class="navbar-toggler-icon"></span> </button> <!-- Lupa no mobile --> <div class="search-container d-lg-none ml-2"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://newssmartfit.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </div> <!-- Menu colapsável --> <div class="collapse navbar-collapse" id="navbarDropdown"> <ul id="menu-menu-principal" class="navbar-nav" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-986" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-986 nav-item"><a itemprop="url" href="https://newssmartfit.com/" class="nav-link"><span itemprop="name">Home</span></a></li> <li id="menu-item-905" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-905 nav-item"><a itemprop="url" href="https://newssmartfit.com/category/government-assistance/" class="nav-link"><span itemprop="name">Government Assistance</span></a></li> <li id="menu-item-907" class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item active menu-item-907 nav-item"><a itemprop="url" href="https://newssmartfit.com/category/personal-finance/" class="nav-link" aria-current="page"><span itemprop="name">Personal Finance</span></a></li> <li id="menu-item-908" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-908 nav-item"><a itemprop="url" href="https://newssmartfit.com/category/tax-planning/" class="nav-link"><span itemprop="name">Tax Planning</span></a></li> <li id="menu-item-909" class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-909 nav-item"><a itemprop="url" href="https://newssmartfit.com/category/us-economy/" class="nav-link"><span itemprop="name">US Economy</span></a></li> </ul> </div> <!-- Lupa no desktop --> <div class="search-container d-none d-lg-flex ml-auto"> <button class="search-toggle"> <i class="fas fa-search"></i> </button> <form class="search-form" role="search" method="get" action="https://newssmartfit.com/"> <input type="search" name="s" class="search-input" placeholder="Search..." aria-label="Search"> <button type="submit" class="search-submit"><i class="fas fa-arrow-right"></i></button> </form> </div> </nav> </div> <div class="indicator"> <div class="indicator-position js-indicator-position"></div> </div> </header> <!-- END header --> <!-- BEGIN inner --> <div class="inner"> <div class="section section-blog"> <div class="container"> <div class="row"> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/effective-personal-finance-habits-for-long-term-wealth/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/10/unnamed-file-12-360x180.jpg" class="card-pic wp-post-image" alt="Effective personal finance habits for long-term wealth" decoding="async" fetchpriority="high" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/effective-personal-finance-habits-for-long-term-wealth/">Effective personal finance habits for long-term wealth</a> </h3> <div class="card-text">Effective personal finance habits set the foundation for building wealth. Discover essential strategies to secure your financial future!</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/personal-finance-tips-for-achieving-financial-independence-in-2025/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/10/unnamed-file-3-360x180.jpg" class="card-pic wp-post-image" alt="Personal finance tips for achieving financial independence in 2025" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/personal-finance-tips-for-achieving-financial-independence-in-2025/">Personal finance tips for achieving financial independence in 2025</a> </h3> <div class="card-text">Personal finance tips for achieving financial independence in 2025 that can transform your financial journey.</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/retirement-savings-advice-secure-your-future-now/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/09/unnamed-file-26-360x180.jpg" class="card-pic wp-post-image" alt="Retirement savings advice: secure your future now" decoding="async" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/retirement-savings-advice-secure-your-future-now/">Retirement savings advice: secure your future now</a> </h3> <div class="card-text">Retirement savings advice is crucial for a stable future. Learn how to optimize your savings today for a worry-free tomorrow.</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/debt-management-resources-take-control-of-your-finances/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/09/unnamed-file-12-360x180.jpg" class="card-pic wp-post-image" alt="Debt management resources: take control of your finances" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/debt-management-resources-take-control-of-your-finances/">Debt management resources: take control of your finances</a> </h3> <div class="card-text">Debt management resources help you regain control and find peace of mind. Explore strategies and tips to manage your debt effectively.</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/emergency-savings-strategies-that-everyone-should-know/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/09/unnamed-file-360x180.jpg" class="card-pic wp-post-image" alt="Emergency savings strategies that everyone should know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/emergency-savings-strategies-that-everyone-should-know/">Emergency savings strategies that everyone should know</a> </h3> <div class="card-text">Emergency savings strategies are vital for financial security. Learn how to build your savings effectively for unexpected situations.</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/credit-score-improvement-tips-you-need-to-know/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/08/unnamed-file-21-360x180.jpg" class="card-pic wp-post-image" alt="Credit score improvement tips you need to know" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/credit-score-improvement-tips-you-need-to-know/">Credit score improvement tips you need to know</a> </h3> <div class="card-text">Credit score improvement tips make a difference in financial health. Discover how simple steps can elevate your score today!</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/how-new-tax-laws-in-2025-will-impact-your-finances/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/07/newssmartfit.com_12_1753461564_99d5bed0_cover-360x180.jpg" class="card-pic wp-post-image" alt="How New Tax Laws in 2025 Will Impact Your Finances - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/how-new-tax-laws-in-2025-will-impact-your-finances/">How New Tax Laws in 2025 Will Impact Your Finances</a> </h3> <div class="card-text">How will the new tax law affect your 2025 personal finances? The 2025 tax law introduces changes in income tax rates, deductions, and credits that can significantly alter individual tax liabilities and financial planning strategies. Navigating the complexities of tax laws can feel like a daunting task. With the recent changes set to take effect [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/investing-for-beginners-build-your-us-stock-portfolio/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/07/newssmartfit.com_12_1753461588_c8f89d96_cover-360x180.jpg" class="card-pic wp-post-image" alt="Investing for Beginners: Build Your US Stock Portfolio - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/investing-for-beginners-build-your-us-stock-portfolio/">Investing for Beginners: Build Your US Stock Portfolio</a> </h3> <div class="card-text">Investing for Beginners: A Practical Guide to Building Your Personal Portfolio in the US Stock Market offers a clear roadmap for newcomers to navigate the world of investing, providing actionable steps to construct a diversified portfolio tailored to individual goals and risk tolerance, emphasizing long-term growth and financial security. Embarking on the journey of investing [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/understanding-credit-scores-improve-yours-for-better-loan-rates/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/07/newssmartfit.com_12_1753461592_05ca5fa1_cover-360x180.jpg" class="card-pic wp-post-image" alt="Understanding Credit Scores: Improve Yours for Better Loan Rates - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/understanding-credit-scores-improve-yours-for-better-loan-rates/">Understanding Credit Scores: Improve Yours for Better Loan Rates</a> </h3> <div class="card-text">Understanding credit scores is crucial for securing favorable personal loan rates; this article delves into the factors influencing your credit score and outlines actionable steps to improve it, ultimately unlocking better financial opportunities. Are you looking to secure a personal loan with the best possible interest rate? Understanding credit scores: How to improve yours and [&hellip;]</div> </div> </div> <div class="col-10 col-lg-4 card"> <a class="card-preview" href="https://newssmartfit.com/maximize-your-savings-a-step-by-step-guide-to-budgeting-in-2025/"> <img width="360" height="180" src="https://newssmartfit.com/wp-content/uploads/2025/07/newssmartfit.com_12_1753461570_f8bf20c9_cover-360x180.jpg" class="card-pic wp-post-image" alt="Maximize Your Savings: A Step-by-Step Guide to Budgeting in 2025 - Cover Image" decoding="async" loading="lazy" /> </a> <div class="card-body"> <h3 class="card-title"> <a href="https://newssmartfit.com/maximize-your-savings-a-step-by-step-guide-to-budgeting-in-2025/">Maximize Your Savings: A Step-by-Step Guide to Budgeting in 2025</a> </h3> <div class="card-text">Maximize Your Savings: A Step-by-Step Guide to Personal Budgeting in 2025 offers actionable strategies for creating and maintaining a budget, ultimately leading to improved financial health and long-term savings success. Ready to take control of your finances and **maximize your savings: a step-by-step guide to personal budgeting in 2025**? This comprehensive guide will walk you [&hellip;]</div> </div> </div> <div class="posts-pagination"> <nav class="navigation pagination" aria-label=" "> <div class="nav-links"><span aria-current="page" class="page-numbers current"><button class="btn btn-secondary">1</button></span> <a class="page-numbers" href="https://newssmartfit.com/category/personal-finance/page/2/"><button class="btn btn-secondary">2</button></a> <a class="page-numbers" href="https://newssmartfit.com/category/personal-finance/page/3/"><button class="btn btn-secondary">3</button></a> <a class="next page-numbers" href="https://newssmartfit.com/category/personal-finance/page/2/"><button class="btn btn-secondary">Next</button></a></div> </nav></div> </div> </div> </div> </div> <!-- END inner --> <script src="https://cdn.jsdelivr.net/npm/swiper@10/swiper-bundle.min.js"></script> <script> document.addEventListener('DOMContentLoaded', function () { const swiperBenefits = new Swiper('.benefits-swiper', { loop: false, spaceBetween: 16, pagination: { el: '.swiper-benefits-pagination', clickable: true }, breakpoints: { 0: { slidesPerView: 1 }, 768: { slidesPerView: 3 }, 1024: { slidesPerView: 5 } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { const postSwiper = new Swiper('.home-posts-mobile', { loop: false, spaceBetween: 30, slidesPerView: 1, centeredSlides: true, initialSlide: 0, autoHeight: false, pagination: { el: '.home-posts-mobile .swiper-pagination', clickable: true }, navigation: { nextEl: '.home-posts-mobile .swiper-button-next', prevEl: '.home-posts-mobile .swiper-button-prev', }, breakpoints: { 480: { slidesPerView: 1, }, 640: { slidesPerView: 1, }, 768: { slidesPerView: 1, } } }); }); </script> <script> document.addEventListener('DOMContentLoaded', function () { document.querySelectorAll('.search-toggle').forEach(function (toggle) { toggle.addEventListener('click', function (e) { const container = toggle.closest('.search-container'); container.classList.toggle('open'); e.stopPropagation(); }); }); document.addEventListener('click', function (e) { document.querySelectorAll('.search-container.open').forEach(function (container) { if (!container.contains(e.target)) { container.classList.remove('open'); } }); }); }); </script> <footer class="footer-custom" style="background-color: #1a237e; color: #ffffff;"> <div class="container"> <div class="footer-columns" style="padding: 60px 0;"> <!-- Logo + texto --> <div class="footer-logo-col" style="text-align: center; margin-bottom: 30px;"> <img src="https://newssmartfit.com/wp-content/uploads/2025/06/news-smart-fit.png" alt="Logo" width="180" style="margin: 0 auto 20px;"> </div> <!-- Grupo de colunas --> <div class="footer-columns-group"> <div class="footer-col"> <h4>Company</h4> <ul id="menu-menu-principal-1" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-home menu-item-986"><a href="https://newssmartfit.com/">Home</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-905"><a href="https://newssmartfit.com/category/government-assistance/">Government Assistance</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category current-menu-item menu-item-907"><a href="https://newssmartfit.com/category/personal-finance/" aria-current="page">Personal Finance</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-908"><a href="https://newssmartfit.com/category/tax-planning/">Tax Planning</a></li> <li class="menu-item menu-item-type-taxonomy menu-item-object-category menu-item-909"><a href="https://newssmartfit.com/category/us-economy/">US Economy</a></li> </ul> </div> <div class="footer-col"> <h4>Legal</h4> <ul id="menu-menu-rodape" class="footer-menu" itemscope itemtype="http://www.schema.org/SiteNavigationElement"><li id="menu-item-898" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-898"><a href="https://newssmartfit.com/about-us/">About Us</a></li> <li id="menu-item-899" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-899"><a href="https://newssmartfit.com/contact/">Contact</a></li> <li id="menu-item-900" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-900"><a href="https://newssmartfit.com/privacy-policy/">Privacy Policy</a></li> <li id="menu-item-901" class="menu-item menu-item-type-post_type menu-item-object-page menu-item-901"><a href="https://newssmartfit.com/terms-and-conditions/">Terms and Conditions</a></li> </ul> </div> </div> <!-- Coluna de Transparência --> <div class="footer-col transparency"> <h4>Disclaimer</h4> <p>The information provided on newssmartfit.com is for informational purposes only and does not constitute financial, educational, or legal advice. We are not responsible for any actions taken based on this information. We disclaim all liability for any loss or damage arising from its use. Consult with a qualified professional for specific guidance. All terms are subject to change without notice.</p> </div> </div> </div> <!-- Linha separadora de tela cheia --> <div style="width: 100%; border-top: 1px solid #283593;"></div> <!-- Container final de copyright --> <div style="width: 100%; background-color: #0d1c73; padding: 12px 0; color: #ffffff; text-align: center;"> <div class="container"> <p style="font-size: 12px; margin: 0;">© 2025 newssmartfit.com. All rights reserved.</p> <p style="font-size: 11px; margin: 5px 0 0 0; opacity: 0.8;"></p> </div> </div> </footer> <script type="speculationrules"> {"prefetch":[{"source":"document","where":{"and":[{"href_matches":"\/*"},{"not":{"href_matches":["\/wp-*.php","\/wp-admin\/*","\/wp-content\/uploads\/*","\/wp-content\/*","\/wp-content\/plugins\/*","\/wp-content\/themes\/ddmp-theme\/*","\/*\\?(.+)"]}},{"not":{"selector_matches":"a[rel~=\"nofollow\"]"}},{"not":{"selector_matches":".no-prefetch, .no-prefetch a"}}]},"eagerness":"conservative"}]} </script> <script id="ckyBannerTemplate" type="text/template"><div class="cky-overlay cky-hide"></div><div class="cky-btn-revisit-wrapper cky-revisit-hide" data-cky-tag="revisit-consent" data-tooltip="Consent Preferences" style="background-color:#0056A7"> <button class="cky-btn-revisit" aria-label="Consent Preferences"> <img src="https://newssmartfit.com/wp-content/plugins/cookie-law-info/lite/frontend/images/revisit.svg" alt="Revisit consent button"> </button></div><div class="cky-consent-container cky-hide" tabindex="0"> <div class="cky-consent-bar" data-cky-tag="notice" style="background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-notice"> <p class="cky-title" role="heading" aria-level="1" data-cky-tag="title" style="color:#212121">We value your privacy</p><div class="cky-notice-group"> <div class="cky-notice-des" data-cky-tag="description" style="color:#212121"> <p>We use cookies to enhance your browsing experience, serve personalised ads or content, and analyse our traffic. By clicking "Accept All", you consent to our use of cookies.</p> </div><div class="cky-notice-btn-wrapper" data-cky-tag="notice-buttons"> <button class="cky-btn cky-btn-customize" aria-label="Customise" data-cky-tag="settings-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Customise</button> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC">Reject All</button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="accept-button" style="color:#FFFFFF;background-color:#1863DC;border-color:#1863DC">Accept All</button> </div></div></div></div></div><div class="cky-modal" tabindex="0"> <div class="cky-preference-center" data-cky-tag="detail" style="color:#212121;background-color:#FFFFFF;border-color:#F4F4F4"> <div class="cky-preference-header"> <span class="cky-preference-title" role="heading" aria-level="1" data-cky-tag="detail-title" style="color:#212121">Customise Consent Preferences</span> <button class="cky-btn-close" aria-label="[cky_preference_close_label]" data-cky-tag="detail-close"> <img src="https://newssmartfit.com/wp-content/plugins/cookie-law-info/lite/frontend/images/close.svg" alt="Close"> </button> </div><div class="cky-preference-body-wrapper"> <div class="cky-preference-content-wrapper" data-cky-tag="detail-description" style="color:#212121"> <p>We use cookies to help you navigate efficiently and perform certain functions. You will find detailed information about all cookies under each consent category below.</p><p>The cookies that are categorised as "Necessary" are stored on your browser as they are essential for enabling the basic functionalities of the site. </p><p>We also use third-party cookies that help us analyse how you use this website, store your preferences, and provide the content and advertisements that are relevant to you. These cookies will only be stored in your browser with your prior consent.</p><p>You can choose to enable or disable some or all of these cookies but disabling some of them may affect your browsing experience.</p> </div><div class="cky-accordion-wrapper" data-cky-tag="detail-categories"> <div class="cky-accordion" id="ckyDetailCategorynecessary"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Necessary" data-cky-tag="detail-category-title" style="color:#212121">Necessary</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchnecessary"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Necessary cookies are required to enable the basic features of this site, such as providing secure log-in or adjusting your consent preferences. These cookies do not store any personally identifiable data.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryfunctional"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Functional" data-cky-tag="detail-category-title" style="color:#212121">Functional</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchfunctional"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Functional cookies help perform certain functionalities like sharing the content of the website on social media platforms, collecting feedback, and other third-party features.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryanalytics"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Analytics" data-cky-tag="detail-category-title" style="color:#212121">Analytics</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchanalytics"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Analytical cookies are used to understand how visitors interact with the website. These cookies help provide information on metrics such as the number of visitors, bounce rate, traffic source, etc.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryperformance"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Performance" data-cky-tag="detail-category-title" style="color:#212121">Performance</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchperformance"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Performance cookies are used to understand and analyse the key performance indexes of the website which helps in delivering a better user experience for the visitors.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div><div class="cky-accordion" id="ckyDetailCategoryadvertisement"> <div class="cky-accordion-item"> <div class="cky-accordion-chevron"><i class="cky-chevron-right"></i></div> <div class="cky-accordion-header-wrapper"> <div class="cky-accordion-header"><button class="cky-accordion-btn" aria-label="Advertisement" data-cky-tag="detail-category-title" style="color:#212121">Advertisement</button><span class="cky-always-active">Always Active</span> <div class="cky-switch" data-cky-tag="detail-category-toggle"><input type="checkbox" id="ckySwitchadvertisement"></div> </div> <div class="cky-accordion-header-des" data-cky-tag="detail-category-description" style="color:#212121"> <p>Advertisement cookies are used to provide visitors with customised advertisements based on the pages you visited previously and to analyse the effectiveness of the ad campaigns.</p></div> </div> </div> <div class="cky-accordion-body"> <div class="cky-audit-table" data-cky-tag="audit-table" style="color:#212121;background-color:#f4f4f4;border-color:#ebebeb"><p class="cky-empty-cookies-text">No cookies to display.</p></div> </div> </div> </div></div><div class="cky-footer-wrapper"> <span class="cky-footer-shadow"></span> <div class="cky-prefrence-btn-wrapper" data-cky-tag="detail-buttons"> <button class="cky-btn cky-btn-reject" aria-label="Reject All" data-cky-tag="detail-reject-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Reject All </button> <button class="cky-btn cky-btn-preferences" aria-label="Save My Preferences" data-cky-tag="detail-save-button" style="color:#1863DC;background-color:transparent;border-color:#1863DC"> Save My Preferences </button> <button class="cky-btn cky-btn-accept" aria-label="Accept All" data-cky-tag="detail-accept-button" style="color:#ffffff;background-color:#1863DC;border-color:#1863DC"> Accept All </button> </div></div></div></div></script><script type="text/javascript" src="https://newssmartfit.com/wp-content/themes/ddmp-theme/js/search-toggle.js?ver=1753462816" id="search-toggle-js"></script> </body> </html>